Tuesday, July 13, 2010

Easy Come, Easy Go

Money makes the world go around
…the world go around
…the world go around.
Money makes the world go around
Of that we both are sure…
*pffft* on being poor!

Ah, gentle readers, your MatchGirl has been thinking a lot about money of late.

It's a bit odd, perhaps, to be employed, yet seemingly more stressed about the balance of my bank account than when I was unemployed, living on the dole and just trying to get by. But with a job come expenses. Things we don't think about when we're spending a lot of time at home, rarely leaving the house.

Your MatchGirl, dear ones, just spent a bit of time balancing her checkbook.   And, though I have no credit cards, it's amazing how money can just get away from you when you are not really paying attention.  Or when you have added expenses that you are not accounting for when planning your monthly budget.

And, you all plan your monthly budget, don't you?

Your MatchGirl uses Mint to manage her finances.  You can add all your bank accounts, your student loans, your credit cards and all your income and really see where your spending is going.  You can download a mobile app for your iPhone or Android phone to give you mobile updates.  While you have to put in some work, I think it's a great way to figure out where my money is going and where I can cut back a little.

Because, with a job, my monthly subway fare went up to an $89 unlimited card, as opposed to the $20 card I would buy every few weeks.  My food spending went up - lunches, coffee, bagels and various dinners out - because I have less time and, honestly, have just been sort of lazy on these long summer days.  And, not gonna lie, I've bought myself a few things - some necessities, some irresistible.  But, the time has come to reign in that spending.

Money, after all, dear ones, as we all know, is not so easy come these days. 
Yet still far too easy to let go.

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